Institute for Money, Technology & Financial Inclusion

Final Report/Synopsis of Research Results:

A qualitative study was conducted among fifty-four mobile phone using (either their own or shared) 'poor' male and female respondents in the 18 - 50 age group in three geographical locations: urban areas of the capital Colombo; rural areas in Northwestern Kurunegala; and in the tea plantations in hilly Nuwara Eliya. The 'poor' in this case was defined as those with an average individual household income of less than 1 USD per day having an irregular income pattern.