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Open Access Publications from the University of California

Teen financial literacy evaluated to develop outreach materials


Teenagers have access to and spend a great deal of money each year, yet research indicates that their financial literacy is low. Many curricula for teaching money management exist, but we do not know if we are teaching teens what they want to know in a way that they want to learn. This study, conducted by the Money 2000+ for Teens Workgroup of the UC Division of Agriculture and Natural Resources, sought to find out what teens want to know about financial management. Questionnaires were administered to 323 teens from five diverse groups: teens who were in juvenile hall or on probation, in public high schools, migrant education programs, pregnancy and parent-ing classes, and youth groups. The data were used to develop educational materials with “teen appeal,” which are currently being evaluated for eventual distribution nationally.

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