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The Effect of Municipal Redevelopment Policy and State Recourse Laws on the Residential Housing Market


This dissertation studies the effects of state recourse laws, negative home equity and municipal redevelopment policy on the residential housing market. The first chapter examines the effect of state recourse laws on residential mortgage loan composition and borrower default behavior. The second chapter uncovers the existence of strategic defaults among prime borrowers through observing the effects of occupancy status on residential default behavior. The final chapter investigates the extent to which sports stadiums are a good investment for a municipality

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