Pay It Forward is a major study conducted by the University of California, Davis, and the California Digital Library, on behalf of the University of California Libraries, and with collaborating libraries at Harvard University, Ohio State University, and the University of British Columbia addressed the financial ramifications for the types of research institutions whose affiliated scholars generate a preponderance of the scholarly literature. The project focused on large, research-intensive universities in North America and defined sustainability as costing those institutions roughly no more than, and ideally considerably less than, current journal subscription costs for comparable journals today, with a rate of growth that will be possible for these institutions to support over time. The project sheds new light on the financial viability of the article processing charge business model to create open access at a much larger scale.