Final Report/Synopsis of Research Results:

This research was designed to investigate the potential for using m-banking among the poor in Kenya as a Millennium Development Goal (MDG) strategy based on three research questions, i.e., what is the nature of m-banking practices, what are prospects for m-banking in Kenya, and how can m-banking transform the economic experience of the poor to enhance MDGs? This research presented an opportunity for a transformative approach for accessing cashless banking services for the poor by engaging them into modern financial practices and thus economic empowerment to function in the modern economic environment. The study was also based on the premise that public-private partnership was essential for providing public service more efficiently.