The Judgment Proof Problem has usually been analyzed as an issue concerning a type of agents. This paper explores the possibility of dealing with the same class of situations as an alternative of rational choice available for any agent with some assets, instead. The basic model drawn up for that aim assumes that becoming a Judgment Proof is a costly choice as well as the relation between its cost and the level of goods actually shielded depends on the institutional framework implied.

Mainstream literature of the economic analysis of litigation, and classical legal scholarship, frequently deal with the unjustified delay in legal process and its related increase of costs. The aim of this paper is to analyze the agent's incentives to delay in relation to the interest rate applied to lawsuits. For this purpose, a model of incentives to delay, consistent with the standard economic analysis of legal procedure (differing perceptions model), is developed.