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Newly Insured Californians Would Fall by More than 1 Million under the Affordable Care Act without the Requirement to Purchase Insurance

Abstract

This policy note examines the potential implications of eliminating the minimum coverage requirement (MCR), or “individual mandate.” Based on analyses using the California Simulation of Insurance Markets (CalSIM) model, the authors find that the ACA will reduce California’s eligible uninsured population from 4.63 to 2.72 million by 2019; a reduction of 1.91 million or 41% of the eligible uninsured.

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