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CBDC Field Research Insights: India’s CBDC Needs to Be People-Centric

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https://sites.uci.edu/imtfiblog/2023/02/07/cbdc-field-research-insights-indias-cbdc-needs-to-be-people-centric/Creative Commons 'BY-NC' version 4.0 license
Abstract

CBDC Field Research Insights for the 2023 Report, “CBDC: Expanding Financial Inclusion or Deepening the Divide? Exploring Design Choices that Could Make a Difference”

The Reserve Bank of India (RBI), India’s central bank, announced the pilot launch of the Digital Rupee (e₹), a central bank digital currency (CBDC), in October 2022. The first pilot Digital Rupee in the wholesale segment (e₹-W) began on November 1, 2022, and over the next few months, RBI plans to launch the Digital Rupee in the retail segment (e₹-R) for customers and merchants.

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