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Open Access Publications from the University of California

Electronic funds transfer as a subject of study in technology, society and public policy

  • Author(s): King, JL
  • Kraemer, KL
  • et al.

As society becomes increasingly dependent upon technology, and so increasingly a subject of public policy scrutiny, it is essential to acquire as much knowledge as possible about technology development, adoption, use, and impacts. The authors propose in detail a long-term study of electronic funds transfer that would cover six major topics: how technology emerges; how new technology is handled by existing institutions; how new technologies are assimilated by the public; what specific impacts new technologies have; how new technologies create synergistic impacts with other technologies; and how technologies change over time to conform to new circumstances and developments. They conclude with a consideration of the measures necessary for the implementation of such a study. © 1978.

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