UC Irvine’s distinctive, interdisciplinary Department of Criminology, Law and Society (CLS) integrates two complementary areas of scholarship — criminology and law & society (sometimes called socio-legal studies). It is the only criminology department, and one of only two law & society units, in the University of California system. CLS conducts research and teaching activities that focus on the causes, manifestations, and consequences of criminal behavior, methods of social control, and the relationships and interactions between law, social structure and cultural practices.
Do fringe banks create fringe neighborhoods? Examining the spatial relationship between fringe banking and neighborhood crime rates
In the aftermath of one of the worst recessions in US history, high unemployment has placed millions of Americans in precarious financial positions. More than ever, Americans are opting out of traditional financial services, relying instead on “fringe lenders” such as check cashers, payday lenders, and pawnshops to manage their finances. Given their tremendous growth and the concern that consumers who are least able to pay for high-cost, high-risk financial products are most likely to use them, fringe lenders have been the subject of controversy and the focus of much research. Largely unknown, however, are the effects of fringe lenders on the communities where they are located. Given their spatial concentration in low-income neighborhoods with greater concentrations of racial and ethnic minorities—areas with typically more crime—of concern is whether fringe lenders themselves are criminogenic. We consider this by examining the impact of several types of fringe lenders on neighborhood crime rates in Los Angeles. Our findings reveal that the presence of fringe banks on a block is related to higher crime levels, even after controlling for a range of factors known to be associated with crime rates. The presence of a fringe bank also impacts crime, particularly robbery, on adjacent blocks. Whereas we find that pawnshops have little impact on crime levels, payday lenders and check cashers have a much stronger impact. Finally, we discover there are moderating effects, as the fringe lender–crime relationship is considerably reduced if the lender is located in a higher population density area.
The high diversity of soil bacteria is attributed to the spatial complexity of soil systems, where habitat heterogeneity promotes niche partitioning among bacterial taxa. This premise remains challenging to test, however, as it requires quantifying the traits of closely related soil bacteria and relating these traits to bacterial abundances and geographic distributions. Here, we sought to investigate whether the widespread soil taxon Curtobacterium consists of multiple coexisting ecotypes with differential geographic distributions. We isolated Curtobacterium strains from six sites along a climate gradient and assayed four functional traits that may contribute to niche partitioning in leaf litter, the top layer of soil. Our results revealed that cultured isolates separated into fine-scale genetic clusters that reflected distinct suites of phenotypic traits, denoting the existence of multiple ecotypes. We then quantified the distribution of Curtobacterium by analysing metagenomic data collected across the gradient over 18 months. Six abundant ecotypes were observed with differential abundances along the gradient, suggesting fine-scale niche partitioning. However, we could not clearly explain observed geographic distributions of ecotypes by relating their traits to environmental variables. Thus, while we can resolve soil bacterial ecotypes, the traits delineating their distinct niches in the environment remain unclear.
This three-year longitudinal study of the migration and resettlement of 739 Southeast Asian refugees - 373 women, 366 men - in San Diego County, California, examined the complex relationships between multiple antecedent life stressors, mediating adaptational resources, and adaptation outcomes. The sample consisted of randomly selected adult participants from Chinese-Vietnamese, Hmong, Khmer, Lao, and Vietnamese ethnic groups, representing 437 households. Eligible participants ranged from 25 to 65 years of age. Initial data collection occurred in 1982 and 1983, with a second wave of data collection in 1984. Interview sessions with each participant typically lasted three hours utilizing a structured interview schedule. Interviewers were rigorously trained and ethnically matched with respondents. The Murray Research Archive holds original record paper interviews and coded computer data from each wave. There are both computer and paper data for every cohort except Lao, for which there is only paper data.
Related Research Centers & Groups
- Blum Center for Poverty Alleviation
- Center for Evidence-Based Corrections (CEBC)
- Center for Psychology and Law
- Center in Law, Society and Culture
- Institute for Interdisciplinary Salivary Bioscience Research (IISBR)
- Livable Cities Lab
- Metropolitan Futures Initiative (MFI)
- The Newkirk Center for Science and Society
- Psychological Sciences
- Urban Planning & Public Policy
- Water UCI
- School of Social Ecology